Commodities Mutual Funds

Professionally managed commodities mutual funds offer more diversity and potentially higher yields than solo investing in a single market. A mutual fund is an investment company which invests pooled assets from a group of shareholders with likeminded objectives and interests. Pooling resources enables shareholders to make larger, more diverse investments in both domestic and global markets. Open-ended mutual funds also offer shareholders more opportunities to realize returns on long-term investments, rather than taking a gamble on stocks which may not prove to be profitable. Contributions made to the fund are managed by a broker who is employed by the company to make safe, high-yield investments to diversify portfolios. Shareholders are paid dividends according to their proportion share in the fund. Commodities mutual funds are those companies which invest in naturally grown or cultivated consumer goods, such as crude oil, wheat, soybeans, sugar, cotton or livestock. Other commodities include precious metals such as gold, silver, and platinum; industrial ores; and natural materials harvested for building trades such as lumber and stone. The problem with investing in commodities futures is that the production and pricing of these kinds of goods depends on climatic, socioeconomic and political changes. When droughts, flooding, tornadoes and tropical storms upset the delicate ecosystem in and outside of the United States, crop yields are directly affected. Agricultural regions which suffer damage yield fewer crops; and that shortage creates an increased demand and higher prices in the stock market and the supermarket. The fact that commodities are so easily affected by the economy, weather and disease makes investing in futures a risky business. Commodities can fluctuate wildly within the same day or the same week. A highly volatile market plagued with bank mergers, takeovers and closures; an all-time high in housing foreclosures caused by irresponsible sub-prime lending and sky high adjustable rate mortgages; and a nation held hostage by an over-dependence on foreign oil may all have an adverse impact on commodities mutual funds. "The Lord knoweth the days of the upright: and their inheritance shall be for ever. They shall not be ashamed in the evil time: and in the days of famine they shall be satisfied" (Psalm 37:18-19).

Add to this volatile economic mix, the threat of crop loss due to global warming and abnormal weather patterns, and one can easily see why investing in agricultural products can present a formidable challenge. In spite of these challenges, the goal of experienced traders is to forecast when products will be plentiful, predict the best time to buy or sell, and research past performance and other economic indicators to successfully gauge potential profitability. But, investing in commodities mutual funds reduces a significant amount of risk because managers strive to diversify investments, choosing to purchase stock and securities in several companies representing various consumer goods. If a long hot summer fails to yield a good wheat crop, funds invested in lumber or other products might result in high yields; and the lion's share of company funds remains safe.

The risk of investing in commodities mutual funds is somewhat lessened because of federal requirements to provide full disclosure to shareholders and the general public. The Securities and Exchange Commission (SEC) requires that mutual funds publish an annual report, including past performance, the objectives of the fund, actual earnings, and charges or fees assessed shareholders. Prospective shareholders can log online to fund websites and download a current prospectus, or contact the investment firm by telephone or mail. Investors should look for companies which have a proven history of high performance, consistent high quality management, and portfolio diversification. Diversifying investments in commodities mutual funds is important in safeguarding shareholder investments in the event of an un-forseen dip in the market. Reviewing the company website and past trading decisions will give prospective shareholders a good idea about whether the fund is stable and where it is headed financially.

Crucial to an investor's decision to buy shares in commodities mutual funds is the mission and vision of the fund. Proponents of socially or environmentally responsible investing may not want to put money into companies which advocate hunting wild animals or dumping toxic waste into the nation's rivers and streams. Advocates of socially responsible investing will want to buy into funds which support human rights issues and denounce practices of racial or gender discrimination, genocide, or apartheid. For example, socially responsible shareholders may balk at investing in South African diamond mines which implement unfair and denigrating labor practices. Environmentally responsible investments are made in companies which advocate industries and innovative products which help protect endangered species and the environment. Funds which invest in green industries, such as biotechnology, sustainable agriculture, alternative fuels, and vehicles independent of foreign fuel may yield the highest returns, as global markets embrace efforts to save the planet.

Experienced fund managers, brokers, and traders may recommend buying shares in commodities mutual funds which invest heavily in precious metals, such as gold or platinum, which hold or increase in value; crude oil, currently the world's primarily source of fuel; and commodities-related to emerging green technologies. Going green might prove to be the most lucrative of several long-term emerging money making ventures. Shareholders should exercise patience in realizing returns on long-term investments in agricultural products whose value changes with the wind. But one thing is certain, just as seasons change, so does the economy; and those who can endure seasons of unfruitful investing will one day reap a bountiful harvest through perseverance. "Now He that ministereth seed to the sower both minister bread for your food, and multiply your seed shown, and increase the fruits of your righteousness;)" (II Corinthians 9:10).

View the original article here

Buy Gold Bullion

There are some who buy gold bullion, or bars, as a means of future personal economic stability. There are many different methods for investing money for the future. While gold is currently experiencing a less than hot market, it continues to be the choice of investment for those who sense an uncertainty about the future economic state of America and the world. Now, with Treasury Inflation Protected Securities, precious metal investments have seen a decline. But, the truth is, if there should be a nation wide economic crash, having precious metals on hand would guarantee some type of trading medium. It is a good idea, if for no other reason than to understand the merit of investing in precious metals, to conduct a little research on the benefits of these types of investments and the challenges, as well. The Internet, a vast source on investments of every category, provides plenty of information for the novice to begin the search to buying gold bars. Portable and storable, precious metals make tangible investments that not only hold value, but could one day be quite useful if an economic disaster were to happen. When a consumer wants to invest and buy gold bullion, he or she is making a decision to put their money into a very stable market. When other investments sources are experiencing downward trends, those who are buying gold bars find that the prices only continue to increase. With this market there are generally no large swings and buying precious metals will certainly not be a get rich quick scheme. But, over the long-term investments into bullion or coins and jewelry will prove to be good strategies.

Currently, gold is showing to be more than a stable investment for long term strategies. To buy gold bullion now is to take part in an exciting market trend that looks to be a hedge against inflation. To make good choices about investment strategies, it may be wise to get knowledge about precious metals and why they fair so well in the markets. Working with an investment service or with a financial advisor is always advised, so those new to investments can have expert advice and guidance. There are also a few basic tips that can help consumers choose the best counsel, getting basic information on the precious metals beforehand.

Gold, the basis for certain currency, is the most popular choice of precious metal investments. To buy gold bullion is to buy a valuable commodity that is also the standard for the International Monetary Fund. Coins and different size certified bars are the most popular traded items, but there are investments that are made in the mining of this yellow precious metal and in jewelry. Measured in grams or Troy Weight, bullion coins and bars can be purchased as actual assets and kept in the home or in a bank vault, giving the owner a valuable item that could be used as to sell or trade.

However, buying gold bars as a means of investment strategies will also have its challenges. Precious metals do not pay off in dividends, and therefore are subject to prices rising - to be considered an investment. Being able to quickly liquefy precious metals is another problem. Finding a buyer for precious metals proves to be more challenging that finding sellers, online or through investment agencies.

Again, to purchase bullion is to purchase a long-term means for future stability, and not for earning dividends, or money. It is, a wise choice for those who understand economics, and these wise souls know that potentially, this investment could prove to be the only thing that stands during economic hardships or crashes. The Bible is clear about the motives of men and their desire for money. While buying gold bars may be a smart practice to safeguard against future woes, looking to increase wealth for the sake of upgrading a standard of living is not Biblical. "Only by pride cometh contention: but with the well advised is wisdom. Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase." (Proverbs 13:11)

There are those who believe that our nation and world are headed in a direction that may lead to globally hard times. Natural disasters are increasing and there are rumors of wars throughout the Middle East. And, it seems that America has become the despised enemy of many Muslim countries. Those who read these signs as indicators of a troubled future believe that buying gold bars and coins is to invest in future trade mediums. If there were a complete fall of the American dollar, or if this nation were to experience a stock market catastrophe, then having gold on hand could provide a means for providing for family. It is certainly an investment worth considering, whatever the reasoning. Log on to day and discover more about the basics to buy gold bullion.

View the original article here

Silver Coin Prices

Silver coin prices are available for buying and selling on the Internet as the demand has risen to an all-time high. This precious metal is available online in the form of bullion, coins or bags. Bags contain a specific number of coins and bullion is usually sold based upon weight and size. It is possible to invest a portion of the precious metal in an Individual Retirement Account. An administrator can provide specific information on this type of investment and can be found on the Internet. Silver coin values can be accessed through the stock exchange daily. Factors that affect price are the difference between supply and demand. It can also be affected by changes in inflation, paper currencies, and interest rates. Silver is plentiful and precious but the least expensive in comparison to other precious metals. Silver coin values have risen even though the U.S. dollar has declined. Ways to invest in silver include bullion, mining stocks, mutual funds, coins, medallions, storage accounts or certificates, accumulation plans, future contracts, and options. Bullion must be stored but can easily be converted in cash. Mining stocks offer appreciation and yield dividends but require greater amounts of investments than bullion or coins. Mutual funds provide diversity with holdings of many companies but require greater investments than bullion. Silver coin prices are the least expensive and are easy to store as well as being easy to convert into cash. Medallions range in price and are easy to store and transport. Storage or certificate accounts require no storage but are not in possession by the owner. Accumulation plans usually have discounted commission fees but are not in possession by the owner. Future contracts have trading limitations but no storage risks. Options have the highest risks because they are less negotiable.

The metal is used in coins, jewelry, tableware, photography, electronics, and mirrors. The demand has risen recently, so silver coin prices and other items are worth more now than they have been for the last 20 plus years, making this an idea time to invest. Privately minted rounds carry all sorts of designs including automobiles, firearms, armed forces commemorative, and holidays, among others. Major coins in circulation were created in America, Canada, Australia, Britain, China, Mexico, New Zealand, and Zambia, among others. Silver jewelry has grown in popularity and can be found through many retailers online. Since silver is subject to corrosion through various exposures, many jewelers offer a cleaner that can make pieces look new again. There is cleaner available for tableware and other items that contain the precious element.

For the serious collector there is software available on the Internet that has numerous features to help one keep track of collections and values. Database information provides old, new, and rare values with silver coin prices and description data. There are different databases available for different countries or locations. Features of software include images and detailed grading, the ability to print collection value reports and an online tutorial is provided with unlimited technical support. This software could prove to be invaluable to serious collectors.

Mint state pieces in excellent condition are usually the best quality and have the highest silver coin values compared to others. In order for a piece to be considered valuable it should show little wear, no surface spotting, and still have luster. A piece can be considered in good condition even if it is heavily worn and some of the details are worn down. Check out some of the websites that offer information on what a piece is worth, along with price guide information. The main aspects to determining silver coin prices when collecting are rarity, condition and grade, bullion value, and demand. Paul in the New Testament mentioned silver and gold as part of a reference to healing, "And a certain man lame from his mother's womb was carried, whom they laid daily at the gate of the temple which is called Beautiful, to ask alms of them that entered into the temple; Who seeing Peter and John about to go into the temple asked an alms. And Peter, fastening his eyes upon him with John, said, Look on us. And he gave heed unto them, expecting to receive something of them. Then Peter said, Silver and gold have I none; but such as I have give I thee: In the name of Jesus Christ of Nazareth rise up and walk" (Acts 3:2-6).

Industrial uses of the precious metal and the supply and demand associated with these uses can be found on the Internet. Available charts show comparisons for supplies gained from mine production, government sales, and scrap in comparison to the demand for industrial uses, photography, jewelry, tableware, and coins. It is interesting to read how the precious metal has been around since the 1400's and the rapid rise it has experienced in production worldwide. Information pertaining to silver coin values is available through many sites online along with ways to care for pieces so they will retain their value.

View the original article here

Custom Made Coins

High quality custom made coins are used by businesses, individuals, governments, gaming commissions, sports associations, and private and public organizations. While the U.S. Mint produces primarily legal tender currency, Presidential and commemorative coinage; custom coin mints produce highly detailed coinage for awards, amusement and entertainment venues, promotional marketing and the military. Coins are carefully designed by skilled artisans to bear an exacting image of a person, building, animal, or insignia. Every detail is painstakingly executed to produce an accurate likeness of the original. Just as artisans finely craft accurate likenesses, God originally created man in His own image and likeness an exact replica of his character and nature. "And God said, Let us make man in our image, after our likeness: and let them have dominion over the fish of the sea, and over the fowl of the air, and over the cattle, and over all the earth, and over every creeping thing that creepeth upon the earth. So God created man in his own image, in the image of God created he him; male and female created he them." (Genesis 1:26-27) The usage for specially designed, exactingly replicated and minted coins is almost limitless. Regulations for minting currency do not apply to made-to-order coinage production. Products generally have little monetary value, except items minted from precious metals or used in casinos. Specialty advertising businesses employ custom coin mint companies to produce coinage to market and promote corporations, small businesses, and other enterprises, usually emblazoned with a company logo or likeness of the CEO. Car dealers, advertising agencies, educational institutions, and retailers use coinage as sales tools, to reward students and faculty for academic and scholarly accomplishments, or as merchandising aids. In the athletic arena, logos or trademarks, likenesses, and lettering are engraved on medallions of almost any size to commemorate sporting events or place awards. Made-to-order coins in precious metal finishes, such as gold, silver and bronze are frequently used to grace the necks of Olympic champions. Lesser priced alloys, aluminum, oxidized and antiqued silver, or nickel are also impressive substitutes for more expensive awards.

Most notable are the military and government commendations given to honorable service men and women for exemplary performance. Medals of honor are fine examples of custom made coins, usually mounted with clamps, pins or ribbons for attachment to military uniforms. Local, state and federal governments frequently commission custom coin mint companies to design, hand sculpt, and strike multiple and one-of-a-kind works of art to commemorate historic events or depict new administrations. Banks, hospitals, sororities and fraternities, insurance agencies, labor unions, private and public clubs, and more can all use custom made coins to advertise services, commemorate significant events, or celebrate periodic milestones.

The gambling industry uses one-of-a-kind coinage in casinos at slot machines and at gaming tables. Instead of handling large amounts of cash, high- and low-rolling gamers purchase tokens or markers valued as inexpensively as $1 upwards to $500. Winnings can be redeemed without risk of theft of similar amounts of cash. Custom coin mint companies safeguard casino and gamer assets by employing the latest technology which prevents counterfeiting, shaving, stopping, or slugging slot machines. Casinos also use chips and tokens with embedded holograms to prevent counterfeiting and provide easy detection of legitimate tokens. Custom made coins for the gaming industry are minted with a high level of consistency and finely calibrated to withstand rigorous testing to detect counterfeiting.

The process for producing quality hand-crafted coinage begins with a piece of artwork enlarged to show as much detail as possible. Artisans may recommend submitting black and white vector (line) image drawings with clean, crisp details that are at least 400% to 600% larger than the proposed finished size. Artisans can also execute customers' artwork for an additional fee. Photographs of buildings or individuals to be engraved may also be helpful. Corporate logos should also be submitted with the drawings at enlarged sizes. Once the size, color, and finish have been selected, the type of engraving must be decided upon. Fully sculpted, deeply engraved or etched designs are more costly than low-relief designs with multiple levels or engravings with single-level raised lines. The type of engraving process, finish and color of metal are determined by the usage of each piece. Military awards and insignias tend to be designed in traditional, deeply etched bronzes for durability. Medallions widely distributed for marketing purposes may be produced more inexpensively using single-level raised lines on simulated metals.

Coinage mint companies generally provide proofs of finished artwork and designs prior to making custom metal dies from which coins are struck, stamped and minted. At the proofing stage, customers should either speak up or forever hold their peace. Any imperfections, misspelled words, or inaccuracies should be noted and corrected before custom dies are created for each side. Custom coin mint companies will then begin the die-striking process to produce the specific number ordered. Consumers should inquire about fees for making custom dies as part of an overall estimate for producing one-of-a-kind coinage.

Consumers may find companies that produce custom made coins online, through local telephone or business directories, or via specialty advertising companies, printers, and engravers. Because creating one-of-a-kind coinage is a lengthy and expensive process, most firms will require minimum quantity orders. Some mints may not deal directly with individual consumers for smaller orders, but may prefer to supply specialty houses. Specialty merchandisers, catalog companies, and sales reps should provide good quality samples, along with pricing and estimated delivery dates. Individuals and businesses should allow for mint production schedules and order well in advance of events and ceremonies when the coins will be presented. Above all, consumers should deal with reputable companies that offer replacement orders or refunds for production mistakes and lost or damaged orders, and those that have a record of timely delivery at affordable prices.

View the original article here

Uncirculated Mint Sets

While uncirculated mint sets have been packaged by the United States government for over sixty years, there may be fewer of them than one might imagine. At times these uncirculated coin sets are purposely broken apart by coin dealers in order to satisfy customer needs. Many have been destroyed in this way. In fact, one fairly well known coin dealer is reported to have actually installed equipment to open their protective packaging, rather than have workers continue to do so by hand, lest they suffer from repetitive motion injuries! Some owners of these uncirculated mint sets have broken the collections themselves. Rather ironically, this is often because they wish to complete a certain collection of their own. Some coins were never minted for common or 'business strike'. For example, the 1970-D Kennedy half dollar was only available from the 1970 uncirculated mint sets. Therefore, the only way that a person could complete a collection of coins in this denomination would be either to break up their own mint set or buy the item from someone else who had done so. Breaking one up, of course, would only make sense if the value of the coin was worth more than the value of the set.

The original packaging of many of these uncirculated mint sets is not very sturdy, and suffers the effect of wear over time. Some collections were packaged in envelopes, whose color at times caused toning of the coins inside. Since there is a continued demand to some extent, (even just because new collectors take an interest each year in obtaining these items), it would seem that as time goes on, fewer of these older mint items will be available. So, if one does have uncirulated coin sets, keep them intact, especially if they are in their original packaging.

A person might easily confuse the concept of uncirculated mint sets with proof sets. However, they are very different. Both, of course, have never been in general circulation. Unlike proof coins, though, the coins displayed in uncirculated sets were usually not made with any special considerations given to the quality of the coins. Normal procedures were followed, unlike the preparation for proof coins, which may require attention to striking equipment or to the blanks used in fashioning the coins, even to the point of multiple strikes or special handling of materials in order to obtain the best quality strike. Therefore, the coins from uncirculated coin sets could display a variety of conditions. However, in general, such sets had probably been handled more carefully and were packaged at the mint, so the coins' conditons may have benefited at least somewhat from the additional attention. Proof coins, on the other hand, received attention at nearly every step in their production.

One move lately to further distinguish mint items from normal uncirculated coinage is that these newer uncirculated coin sets from the US Mint are given a special satin finish in order to make it easier to distinguish them from regular uncirculated coins. This is a wise move for several reasons. First, it helps to distinguish between the Mints' products, which makes them more desirable and sells more collections. Secondly, this discourages unscrupulous sellers from removing original coins which are in excellent condition and replacing them with less valuable coins. With the satin finish, this practice would be more readily apparent. If doubts persist in a buyer's mind before making a purchase, a skillful coin dealer could be consulted to evaluate a set and determine whether an item offered for sale was authentic. Likewise, a person wishing to sell his or her set could obtain authentication which could be a factor in the sale of the item.

The collections which the Mint produced from 1947 until 1958 were double mint sets. That is, they included two specimens of each coin produced from each mint (Denver, Philadelphia, and San Francisco). In 1965 to 1967, Special Mint Sets (SMS) were substituted. These contained samples of the coins from the cent through the half dollar. The items in these collections were of a higher quality than usual, and were almost 'Proof' in condition. The San Francisco Mint only minted coins through 1955, so those offered afterwards will not have any S coins.

Examining the offerings for uncirculated coin sets and various popular coin investments available on the websites of several coin dealers, it was easy to see how complex the hobby of coin collecting could become. It would take a certain amount of time to familiarize oneself with the many items available, even in the coinage of one's own country, in order to make an intelligent investment. Even after such a labor, there are no guarantees that the winds of the market will blow in a favorable direction so that any profit could be realized. Although one may have invested in coins as a hedge against financial insecurity, there is no promise that any coin will remain valuable or help provide for future needs. In contrast, these words from Isaiah 33:2 offer a sure foundation that one can build a life upon: O LORD, be gracious unto us; we have waited for thee: be thou their arm every morning, our salvation also in the time of trouble. Coin collecting can be an enjoyable and sometimes profitable hobby. Make sure that it does not become the pursuit and foundation of a life, though, for only God is able to completely fulfill such a position.

View the original article here

US Silver Coins

Rare silver coins have been treasured by coin collectors, over the years, as these pieces continue to gain in value, regardless of how the current stock markets are faring. Currently, precious metal investments are up and the prices look to continue to climb. Historically, US silver coins and other precious metals gain interest when inflation looms or when currency wains. But, and interestingly, with the current forecasts that indicate a good economic trend globally, coin collections are expected to continue to be smart investments. Throughout history collectors of these rare tangible assets have loved buying, selling, and trading collections, but now interest nation wide is mounting. Many investors from diverse backgrounds are learning about coin collecting and adding US silver coins to financial portfolios. Perhaps the Internet has made coin trading simpler, and if anything more understandable, offering information that before took time and energy to research. There are some tricks of the trade to be studied before jumping into a buying frenzy with any type of coin or collection, so the curious and interested will need to get online and read about what makes certain pieces more valuable and how the markets are faring today.

Stock market experts and financial guides suggest that investors place a minimum of ten percent of their investments into tangible assets. Actual things that can be touched, seen, and traded are part of an over-all investment strategy because these investments seem to be the safer strategies that can be liquidated if needed. US silver coins and other precious metals investments will not be fast trading, get ahead quick investments, but they will, with time, slowly and surely rise in value. And, should there be some type of economic, natural, or man-inflicted disaster that turns financial systems upside down, having the stability of precious metals can mean having the means to trade for necessities, should there be unfortunate circumstances. Whatever the reason, rare silver coins, and gold as well, are worth looking into, bringing a certain level of stability to any investment strategy.

There are two basic methods to buying, selling, and trading precious metals. In the coin markets, thousands of pieces are bought and sold daily. As people discover old or lower mintage pieces within family possessions, they put these pieces on the market to sell. Or, as families need to liquefy, they sell US silver coins to meet needs. But, there are collectors who actively trade coins to complete family collections, which are more valuable. One trader may trade a coin that is very valuable to receive a coin of lesser value, but one that completes a collection, increasing the worth of the collection. Obviously, knowing something about this market is essential before jumping in. Those interested will need to conduct a fare amount of study into precious metals markets, but this can be a fun and exciting course of study, as rare silver coins are identified and collected.

Investigating the precious metals market can begin online. The Internet is simply loaded with information on all types of investment strategies and there are agencies that post daily reports on the precious metals markets. Many different coin brokers and agencies offer tutorials and guidance through websites and some are willing to speak with individuals. Starting any coin investment activity with a professional agency that can authenticate purchases and trades may be a wise strategy. Numismatists, or coin collectors, have always taken careful time to seriously investigate and grade collections and pieces. Once the beginner starts to learn more about precious metals and trading, he or she will definitely become a coin collector enthusiast!

The Bible explains that we are to be hard working and prudent, but we are not to invest our lives or hearts into the glitters of wealth. God allows his people to use these tangible items as means of trading and for His glory, but they are never to take His place in heartfelt devotion. His Word also speaks of the consequences of the love of money. "They shall cast their silver in the streets, and their gold shall be removed: their silver and gold shall bot be able to deliver them in the day of the wrath of the Lord: they shall not satisfy their souls, neither fill their bowels: because it is the stumbling block of iniquity." (Ezekiel 7:19) When making investments into US silver coins, keep a godly and healthy perspective!

When working with a dealer to purchase rare silver coins, be sure and investigate the dealer's background and history. Working with a reliable broker will be important. It will also be wise to get second opinions on any piece under consideration. Taking the time to verify information and authenticate a coin will be worth it, there are those who operate under fraudulent practices. It will also be wise to check certification and grades with independent sources. And finally, comparison shop online, with local dealerships, or check pricing in publications that publish coin values. These activities will lead those investing in precious metals into a safe, yet exciting, investment activity.

View the original article here

Precious Metals Prices

Precious metals prices are up and the Internet provides valuable information on current and future outlooks for optimal investments. Precious metals quotes can provide the serious investor with a tangible outlook on current prices and values for the future, as well as different ways to invest. Some sites offer technical analyses and charts on the history of gold, silver, and platinum. These analyses show trends and when comparing trends with specific economic outlooks it might be helpful to see how the current economic outlook has affected the value of precious metals. Rising gas prices and the current threats in the world are causing investors to look at more tangible assets for future economic concerns. These uncertainties should cause us to look all the more to the Lord and remember the promises of God. "For whatsoever things were written aforetime were written for our learning, that we through patience and comfort of the scriptures might have hope" (Romans 15:4). Hope can be found in the precious word of God. Diversity in investing has caused individuals to seek out different ways to invest in gold, silver, platinum and other metals. Many dealers online offer to purchase scrap pieces of many kinds of jewelry items and will pay cash for these tokens to individuals who wish to sell. Precious metals prices change daily and with values going up it might be a good time to purchase or resale jewelry. Some dealers pay cash based upon current market values taking into consideration weight and purity. Online dealers may also be interested in other precious metals such as copper, zinc and nickel as values continue to rise.

Information on copper, zinc, and nickel values are available online through precious metals quotes. Copper is used in the housing industry, especially copper building wire, which is used in the construction of new homes and commercial buildings. It is also used in plumbing, automotive, air conditioning, telecommunication equipment, electronics, appliances, electrical cords, and since the use of copper is increasing, demands are up and more mining is needed. Zinc is often used as an alloy with copper to form brass. Zinc is used in water treatment technology, batteries, tape, and in many items to protect against rusting. Nickel alloys are used abundantly in aerospace, oil and gas, and chemical processing industries. All precious metals prices are up and some are in demand as more mining is needed to keep up with increasing needs. Stock investments in mining companies are more valuable as demand keeps going up.

Gold is another metal that is used in many industries including electronics, dentistry, and jewelry and is in great demand along with silver and platinum. Silver is used in jewelry, silverware, dental devices, batteries, photography, electrical, and for research. Silver is also being used in hospitals in bandages that aid healing in burn victims. Research on silver for medical uses reveals that it contains an anti-bacterial property that speeds healing. Platinum is used in jewelry, electrical, electronics, glass, petroleum, medical devices, spark plugs, catalytic converters, and fuel cells. Platinum's resistance to tarnishing makes it popular in the jewelry market. Since platinum is used in fiber optic cables and hard disk drives, the demand has increased along with the demand for computers. Platinum is also used in different kinds of fertilizers and in silicons used for aerospace. The medical community has found usefulness for platinum in anti-cancer drugs and implants. To find out more about these substances, do a search online for precious metals quotes.

Purchasing gold, silver, and platinum is easy to do through dealers on the Internet. Coins and bullion are popular ways to make investments and are available in many different denominations. Precious metals prices vary depending on the dealer, so it is wise to do some research and compare different sites before making investments. Some of the more popular coins include the American Eagle, Canadian Maple Leaf, Vienna Philharmonics, and South African Krugerrands, all available in gold, silver, or platinum. For the investor who doesn't wish to have physical possession of precious metals, there are stocks and certificates available through many sites online. Having stocks and certificates means that the actual metal is stored in a vault, usually through a bank, and that it is kept under security. Another way to invest is by buying stock directly with the mining companies that offer them.

Dealers online offer precious metals quotes for serious inquiries and investors. Many provide updated market charts of current values pertaining to gold, silver, platinum, and palladium. Most prices are given in $US dollars by ounce and include conversions and melting points. Finding a broker online to help with investment decisions will give one additional insight into the best market opportunities and will usually include many choices. A financial adviser may also be very helpful in making decisions about investments pertaining to retirement.

View the original article here

Coin Grading Services

Before valuing services existed, individuals very experienced in collecting devised scales or methods to assist collectors in valuing collections. The earliest scale was developed in 1949, and the author wrote a helpful detailed book describing it in detail. This scale is still widely in use today across the world. Originally it was developed to assist in grading copper cents produced between the late 1700's and very early 1800's. The developer of this scale also created what is called a Base Value, where other similar coinage in the same denomination family could be valued, by multiplying the base value by the current value in the scale.

Later in the late 1950's, two men wrote a new book which appealed to a large audience of collectors. Rather than relying on simple number scales, it also contained pictures or photographs of coinage, and described how to go about the valuation process. The text was upgraded several times through the 1970's, and was eventually accepted by a large American coin association. The need for coin grading services kept on growing, despite this new information. This paved the way for ever more valuing methods and services to come.

As time progressed and more and more collectors came on the scene needing services, gradually professional numismatic associations began offering grading services to collectors. However the primary reason for beginning this type of service was to help prevent counterfeit coins from being circulated. The locations of their establishment is in an area of the country that can draw and utilize the services of professionals who make their life's work numismatics. At first the company only provided authentication services, but then as the company grew, provided coin grading services as well.

Other coin grading companies began enclosing coins in special packages to protect them. Problems many grading companies faced were duplication or counterfeiting of authentication certifications. There were so many coins waiting to be authenticated, the companies could not keep up with the backlogs. Some offer expertise in identifying whizzed coinage, or those that are artificially altered so that they appear to be of a higher grade than they are. Companies set up pricing depending on how quickly customers wanted to have coins authenticated. The highest prices are charged at collector shows on a "authenticate it here and now" basis. Some collectors investigate grading companies to find out how many of what types of coins pass through their doors, and in this way discover what coins are being bought and valued in the market today. Just as these types of companies value coinage, our loving Lord values His creation even more. "Behold the fowls of the air: for they sow not, neither do they reap, nor gather into barns; yet your heavenly Father feedeth them. Are ye not much better than they"? (Matthew 6:26 KJV).

For a very short period of time, a few companies decided to grade coins by computer, thinking that this method would provide more of a precise means of authenticating and valuing currency. However, it soon became evident that computers can not delineate very fine flaws in coins, and also that computers can not judge or use the human quality of objectivity in the process. Therefore, this method was soon dropped in favor of the human element which was more reliable.

Coin grading methods change every now and then, fluctuating with the way collectors in the hobby value coinage. The system is definitely not a static one, but will continue to change through the decades, as systems become better and better, and more and more descriptions are needed to describe them in a precise manner. There will always be a need for coin grading entities to provide their expertise as long as there is coinage being circulated. Coin collectors will always do well and serve the quality of collections by remaining knowledgeable about how coins are valued in the various markets where coin shows are held. Staying aware of the fact that this knowledge is not static and gaining experience in the ability to grade and value coinage ensures that the collector will never fall prey to those who would try to sell counterfeit currency to collectors.

Collectors try to use coin grading companies who do not have something to gain by providing their expertise. If the company does not deal in selling coinage they have been viewed as more reputable. In more recent times, a couple of entities have come together to provide a publication in book form and online that evaluates the companies that value and authenticate coinage. These entities have done this so that those new to the coin collecting company as well as seasoned collectors will have some way to better gauge the reputations of organizations such as these. Some of the oldest organizations, two to be exact, were given the superior grade, and only one company was given a poor grade. Most companies fell into the middle to lower rated categories. It would be worth the collector's time and energy to read and digest what is contained in this information.

There is still much to learn and consider in the interesting hobby of coin collecting, and the availability of coin grading services, if they are good ones, to help the collector on to finally putting together a wonderful collection. It can be a life long hobby, the results of which can be handed down from generation to generation.

View the original article here

Platinum Metal Bar Stock

The cost of platinum, like all investments, is subject to the economic laws of supply and demand. More precious than gold or silver, the silvery-white metal is prized for its chemical properties. Investors need to determine for themselves the wisdom of adding platinum metal bar stock to their portfolios as there are no guarantees in the stock market. Savvy investors make investment decisions based on personal strategies and goals. Those interested in pursuing this rare metal as an investment vehicle should do as much research as possible before taking that initial step. Before discussing the five-year history of the cost of platinum, let's look at the metal's history and applications. Before French king Louis XVI declared this lustrous rarity a royal metal, such ancient cultures as the Egyptians and the Incas treasured their finds. Spanish conquistadors brought what they called "platina," the Spanish word for "little silver" to Europe from the New World along with shiploads of other riches. In the 18th century, refining techniques were developed that purified the final product, and in the 19th century, the fashionable wore platinum jewelry. Both the priceless Hope Diamond and the Star of Africa are mounted in "platina" settings. During World War II, the United States government banned its use for non-military purposes and still considers this strategic metal to be a military resource.

Three major regions are mined for platinum. These are the Bushveld Igneous Complex of South Africa, an area rich in mineral deposits; Russia's Ural Mountains and areas of Siberia; and the North America continent's areas of Montana and Ontario. Thanks to global geological surveys, explorations of other areas are being undertaken. These include regions of Australia, South America's Chile, Indonesia, Zambia, and Zimbabwe. The primary source is the South African mines. Their 2006 production statistics show that 214 tons of the rare metal were produced that year in comparison with 2,467 tons of gold and 16,127 tons of silver. Only ten percent of the production went to making coins for investment purposes. Forty percent was used for jewelry and about half, or about 100 tons, were used in catalytic converters. One reason the cost of platinum is being driven higher is because its rarity coincides with diesel trucks needing to meet increased international emission standards.

Demand is high in other areas, too. The malleability property means "platina" can be formed into tubing, rods, bars, and alloy wires. Because of the effective catalyst properties for chemical reactions and because allergic reactions to the metal are rare, industries purchase the metal in these various forms for all kinds of diverse applications. Besides being used in auto components and jewelry, platinum is used in chemical processing, dentistry, electronics, fuel cells, glass and glass fiber applications, petroleum refining, and in the production of biomedical component parts. Other desirable properties are also present. The silvery metal doesn't tarnish or corrode, is not affected by water, and is a good conductor for electrical components. Combining it with cobalt adds magnetic properties.

The rare metal is heavier and harder than gold. For example, one expert states that a block of platinum the size of an ordinary sixteen-ounce beverage can would weigh about fifty pounds and be valued at over a million dollars. While gold is soft and often combined with other metals to form an alloy before being used for practical purposes, platinum can be used in a pure state. But the expense of labor and the refining process is another factor in the high cost of platinum. Even in South Africa, sixteen tons of mined ore only yields one ounce of the "little silver." Manufacturers purchase the formed bars or rods.

For financial matters, these wise words from the Scriptures are worth noting: "The wisdom of the prudent is to understand his way but the folly of fools is deceit" (Proverbs 14:8). Keeping that in mind, investors with a rare metals component in their portfolio can choose to purchase minted coins or ingots, mining company stock, or platinum metal bar stock, The appeal of owning coins is that the investor or collector has a tangible asset in her possession. Experts suggest that those choosing this route buy only coins that are documented as having .999 purity. The stock investor can research publicly traded mining companies to find suitable options. The two largest mining companies in North America primarily mine for the metal palladium, but they also mine a small percentage of platinum. They are publicly traded and the interested investor can find more information about them on countless investment websites. Whether or not buying stock in these individual companies is a wise decision is up to each investor to decide. These wise words from the Scriptures are worth noting. "The wisdom of the prudent is to understand his way but the folly of fools is deceit" (Proverbs 14:8).

Investing by purchasing platinum metal bar stock is an additional option. Someone who purchased shares five years ago certainly has nothing to complain about. One internet chart shows that the metal sold for approximately $700 an ounce in February 2003. The going rate in February 2008 was approximately $2200 an ounce. Again, the tremendous increase in price is due to the competing forces of supply and demand. The supply remains scarce and the cost of refinement is expensive, but the demand for increased applications, especially in burgeoning technological and biomedical fields, is ravenous. Will the cost of platinum continue to rise? Is investing in platinum metal bar stock a good idea? The metals market has been a volatile investment choice in the past. Whether or not this market remains a worthwhile investment vehicle is a question each investor must answer for himself.

View the original article here

Beginner Coin Collecting

Few people realize that beginner coin collecting can take them down a long, fascinating history-laden road. One cannot look at many coins without seeing the face of a famous historical leader like Abraham Lincoln, George Washington, Thomas Jefferson, prominent Native American Indians, as well as national monuments. Ever wonder how historic faces got onto the fronts of coinage, where they were produced and when they were made? Stay in this pastime very long, and all of this will be revealed. To get started in this interesting hobby, few tools are needed other than a strong light, a magnifying glass, and a container for the collection. A collecting book that gives all the instructions will be needed to discover the varying types of defects, designs and delights inherent in not only our nation's, but also in the world's coinage. The local hobby shop can provide little acid-free envelopes in which to store various pieces, and trips to local shops will provide introductions to other collectors, who can pass on volumes of knowledge for those new to the hobby. The coin collecting book will not be the only reference at this point. Most likely, these people will become valuable resources when pricing information is needed, when information is desired about when numismatic shows will be scheduled, and when the collector wants to network with other numismatists in the area. What is a numismatist? Why a coin collector of course! Sounds like a cerebral hobby, doesn't it? Well, it is.

Rather than simply a pastime for a rainy Saturday afternoon, this hobby can become quite lucrative for those who decide to collect year upon year. For the serious collector, the coin collecting book becomes a veritable encyclopedia of all the coinage in the collection, and also contains the history, place of minting, condition and value of each piece. If very old or rare specimens are found in excellent condition and kept for many years, they can be taken to auction and sold for hundreds to thousands of dollars. At this point, the hobby is no longer beginner collecting, but investing. This is the point at which collecting becomes very lucrative and financially beneficial for the studious and careful. Collections have even been put into family wills and trusts to be handed down from generation to generation.

Beginner coin collecting will also reveal that money wasn't always in its present form, but years and years ago, glass beads and even cocoa beans were used as forms of currency. Early peoples of the world like the Romans made currency of baked clay and iron, and as the centuries passed, more and more sophisticated means were used to manufacture coinage. Early in American history, small and large denominations were made of gold which was stored in the nations treasury. During World War II, pennies were made of steel so that the copper and silver could be used in support of wartime industry. Also, the designs on the reverse sides of coins have changed throughout the decades. Paging through a collecting book will reveal various values for each type of design minted. Today, pennies are made of an alloy center with thin layers of copper on each side. Nickels are manufactured using this method also, only instead of having a coat of copper; they are thinly coated with silver.

Someone new to beginner coin collecting should familiarize themselves as much as possible with the terminology used in the study of coins. Then when it comes time to visit coin shows, attention can remain focused on hunting those precious coins currently missing from the collection, instead of wondering what all those terms mean that are written on the outsides of the coin covers, boxes and that are used by professionals and long-term collectors. Perhaps it would be a good idea to bring along that valuable coin collecting book.

One of the quickest ways for those in beginner coin collecting to become familiar with a large variety of coins is to learn to grade them. Grading is the simple process of matching the coin to a picture of it in the coin collecting book in order to discover its condition. Also, the collector can focus on one particular denomination of coin, like the quarter or the rarer 3 cent pieces used earlier in American history. Coin shops stock card books with coin-shaped slots in them where one can store various types, sizes and denominations, so that they wont get soiled or damaged. Collectors obviously go to great lengths to ensure no piece to the collection is ever lost. In the same way, Jesus cares for humanity, only on a much grander scale. In the book of Luke, chapter 15, Jesus discusses the parable of the lost sheep and about how valuable people are in His eyes. In verses 8, 9 and 10 He says "Either what woman having ten pieces of silver, if she lose one piece, doeth not light a candle, and sweep the house, and seek diligently until she find it? And when she hath found it, she calleth her friends and neighbors together, saying, rejoice with me, for I have found the piece which I had lost. Likewise, I say unto you, there is joy in the presence of the angels of God over one sinner who repenteth".

If the numismatist desires, he can venture out to other establishments that sell old pieces, like antique shops and flea markets. Who knows, perhaps that elusive vintage denarius has been lurking in a crock of coins in a corner somewhere! Many people have taken old collections to pawn shops when they needed money to pay off debts. These types of stores could be a great place to search for collections someone else has carefully and lovingly put together over the years, and all of the searching has already been completed. Now all that is left is for the beginner coin collector to learn how to say numismatic ten times fast without getting tongue tied!

View the original article here

Futures Trading System

A futures trading system is either a personally constructed way that a particular broker may do his or her business or it may be an electronic system that helps with a complicated day to day exchanging of futures. Futures are very widely traded commodities of natural resources. Coffee, oil, currency in the form of bullion, sugar, wheat and many other products that come from the earth are all commodities. Investors gamble on whether or not there will be shortages, windfalls, and how much the price of these commodities will be on a certain future date. An investor may have developed his own commodities system that has served him well for many years. This system that is known only to him may have made this broker a great deal of money, but this proprietary system will have to have worked inside the much larger commodities exchange market that has its own culture and set of rules. Let's see how a commodity market works: A large banana plantation owner in Costa Rica buys a banana futures contract for twenty one cents a pound that comes due three month from today. The owner believes that while the current going rate is seventeen cents a pound, a new interest from China in his product will push the price upward another four cents by the time the three months is over. Another investor, also into buying all sorts of commodities from Central America, buys that futures contract of bananas, believing that the price will even go higher in the months to come. Should the price actually slide lower, the plantation owner still makes a profit and the buyer of the contract loses. Should the price go higher, the contract buyer makes money while the owner loses out on more profit. This is a very simplified version of the futures trading system.

A futures trading system is built on two types of traders: speculators and hedgers. While hedge traders are actually interested in whatever product is being traded, speculators are only interested in making a profit through buying and selling of commodity contracts. Hedgers work within the futures trading system to secure a future price, sometimes several months down the road for the product. Hedging helps protect against price risks. The holders of the commodities contracts are in the long position and are typically the buyers of the commodity, while the sellers of the commodity are in the short position. Futures traders are always trying to guess about what is going to happen in the future, but one thing is for certain: "It is appointed unto men once to die, but after this the judgment." (Hebrews 9:27) Only a person who has committed their life to Jesus Christ can look forward to that judgment with certainty.

Most people have seen television pictures of the trading floors of some of the futures trading system exchanges based in Chicago or New York. The traders work in what are called pits which are just large rings with steps along the side where traders stand and face each other. The people trading must be members of that particular futures trading system exchange while non-members are stuck trading through brokers who are members of the particular exchange in question. On the floor of these exchanges are the computers, monitors that report current prices and banks of phones that so many of us are used to seeing in the television pictures. Employees of the exchange walk the floors of the pit constantly to make sure that all trades are under the guideline of federal commodity trading regulations.

At the end of each day, traders have a tally sheet that tells them how much money was made or lost. At the beginning of every day the trader must have a certain amount of money in his account to absorb losses that might occur. This amount of money that must be in the account is called a margin. If the losses exceed the money in the account, the futures trading system will give a margin call to the trader, asking for that margin to be replenished. Failure to do so will end that trader's ability to continue working on the floor.

There is a great deal of money that can be won or lost in commodities trading and not only a lot of money, but also the gains or losses can mount up quite quickly. Much more quickly than typically in the stock market. The reason is that in a futures trading system, futures are able to be traded with very little money. This is called leverage, and the trader can trade for one hundred thousand dollars worth of product for as little as ten thousand dollars that is put up as a performance bond. This performance bond is what was discussed as the margin in the last paragraph. Since the transaction can take place in the matter of a few seconds, there is less risk of quick market moves to affect the outcome of the trade.

There are times when traders, in the midst of all the shouting and the back and forth action between them, can disagree as to what was said on the floor. In cases like this, the exchange will not allow these traders back on the floor until the dispute is resolved. Issues like the agreed price might actually be in dispute. The open air exchange of the commodity trading floor might seem archaic and clunky to some, but its supporters maintain that it is the best way to keep trading at an above board level. The lure of big and quick money might entice some people to try futures trading, but the advice here is to really know the business inside and out before trying it for real. There is just too much money that can be lost too quickly for an amateur to be dabbling in the futures game.

View the original article here

Platinum Coin Dealer

A platinum coin dealer can give some insight on making an investment by purchasing precious metals. Online dealers offer a variety of ways to make purchases of precious metals and research can help reveal the best platinum coin prices. Precious metal purchases can be physically delivered to a place of designation or purchased through certificates placed with banks and depositories, where investments are kept in secure vaults. It is possible to buy precious metals on credit, from various sites on the Internet, with a small down payment. The Web offers some different ways to purchase precious metals and since values are up this makes it a good time to consider this kind of investment. Platinum is up at $1,092 per ounce and rising, a naturally occurring metal that is rare compared to gold. This precious metal is used in jewelry, catalytic converters that help protect the environment, and in the medical field on various devices. Platinum is also used in dental devices, electronics, glass-making equipment, and throughout history it has been found in Egyptian tombs and various other places as well as being included on ornamental applications in jewelry. A platinum coin dealer online will not only offer various ways to purchase precious metals but can provide valuable information available through seminars and audio or video choices on reasons to invest and how to do so.

A good way to invest in a precious metal is by purchasing bullion or coins. Platinum coin prices vary depending upon the purity and grade. Price ranges online through dealers start at $250 for quality coins and go up to $1150. One of the most popular coins offered on the Internet is the Eagle, available in different denominations. Coin collector's may find it easy to trade or sell their current investments online. With values up, many dealers offer good deals including paying cash for scrap metals.

Collectors will find a variety of choices online of various precious coins dating back to the 1800's. Some of the more recent collections include the Morgan Dollar, Kennedy Half Dollar, Standing Liberty Quarter, Peace Dollar, Barber Dime, Buffalo Nickel, Indian Head Cent, and more. A platinum coin dealer offers a variety of collections in different types of precious metals. Knowing the importance of an investment comes through researching information about the different metals. Platinum is the heaviest metal and is very strong. It doesn't wear down or tarnish and a scratch can easily be polished to reveal new brilliance.

Some investor's find security in investments that provide some substantial and tangible assets through a platinum coin dealer. The best security is found in "Jesus Christ, he is the same yesterday, today, and forever" (Hebrews 13:8). Before making an investment, say a prayer and ask Christ to give guidance on online investments. Consider purchasing precious metals through a licensed commodities broker by buying contracts for futures and options. A futures is a financial contract for buyers to purchase assets at a predetermined future date and price. Options guarantee the buyer the ability to buy or sell the asset upon expiration of the contract. Purchasing precious metals through futures and options are considered a little higher risk than purchasing coins and bullion. It is wise to learn about any and all fees and commissions before making an investment. While checking into futures and options check dealers online for current platinum coin prices.

Investor's look for security in tangible assets that have the potential for future profits that can be accessed for retirement or future cash concerns. The increase of the use of precious metals, especially platinum, is bound to continually cause these metals to increase in value. A platinum coin dealer usually understands the need to look for various types of investments including market uses for jewelry or by purchasing coins and bullion. Many industries count on the use of precious metals to meet government regulations and enhance computer data storage. Even scientific developments call for the use of precious metals in measuring high temperatures and producing laboratory instruments.

The petroleum industry uses platinum to increase octane ratings in gasoline and for better air quality as technology was introduced in 1974 to use the metal to convert noxious gases in automobile exhausts to a harmless substance through a device called a catalytic converter. The metal is also used in the tips of spark plugs. The demand for bullion and coins has increased over the last 20 plus years as people seek to make investments in precious metals. The American Eagle, Chinese Pandas, IOM Nobles, and Unicorns are some coins to consider when researching platinum coin prices.

Since precious metals are valuable, not only to the consumer, but to the government and many industries with favorable outlooks showing future possibilities that the value will only continue to climb. Platinum coin prices can be found online for the serious investor who wishes to make a purchase. There are other ways to purchase the metal on the Internet including certificates, mutual funds, and stock in mining companies. Certificates are for the investor who doesn't wish to store the metal and while stocks can be a good choice it may depend on the stability of the company whose stocks are purchased.

View the original article here

Gold Eagle Coins

Gold Eagle Coins were first introduced in 1986 and have become the most popular bullion coin among collectors and investors. Beautifully and thoughtfully designed, the piece represents values long held sacred by Americans; life, liberty, and family. All are Christian values as well. On one side of the coin a majestic eagle swoops down into a nest which holds a young family. Inscribed on this side is the weight and denomination. E Pluribus Unum, which means out of many: one, is printed on this side of the coin as well. The United States of America and In God We Trust are also found on the eagle of the money. A depiction of Liberty carrying a torch and olive branch is found on the obverse side. She is shown against a rising sun and the United States Capital. The design is patterned after the Augustus Saint-Gaudens inspired $20 coin first minted in 1907 and circulated until 1933. Eagles are legal tender, and the United States Government guarantees the weight, content, and purity. All Gold Eagle Coins are 24-karat. However, they do contain small amounts of alloy. In fact, the actual composition is 91.67 percent gold mined only in the United States, 3 percent silver, and 5.33 percent copper. Adding the alloy helps reduce scratching and marring to the finish of the coin. Therefore, the currency contains impurities. No worldly wealth is without impurities. Only God and the wisdom from Heaven are pure. An act of congress started the Gold Eagle Coins program. The coins are minted in both proof and uncirculated condition in Philadelphia and West Point. In numismatic terms, proofs are a limited number of the coins of a new issue, minted with special care. Proofs are more valuable because they are printed in limited quantities. Also, Gold Eagle Coins are minted in four different sizes, each with a different face value. The one-once size has a face value of $50, and the half-once size has a $25 face value. A quarter-once piece is minted with a face value of $10. The smallest size is one-tenth of a once and is valued at $5. Regardless of the size or denomination, each piece has the same design. According to online sources, each coin is worth more than the face value. Keep in mind, although Gold Eagle Coins symbolizes the American values of life, liberty, and family; worldly wealth cannot secure any of those precious items. But, God can.

Most Christians know that gold was one of the first Christmas gifts given to Jesus Christ by the Magi. Of the three gifts, precious metal was the only one that symbolized Jesus' position as king. But, the symbolism of the gift was more important than the monetary value. Riches were of no use to Jesus. And, his entrance into the world was noticeably absent of riches and wealth. Bethlehem was not a city of great importance or wealth. Mary was a poor unwed teenager. Joseph was a carpenter. The first people told by the angel about the birth of Jesus were poor shepherds tending their flocks. Jesus was worth far more than a precious metal. Job is very clear about what shall be held as important and precious. Make the Almighty gold and delight in the Lord. All wealth, even the Gold Eagle Coins, belong to the Lord. In the book of Haggai God declares that all wealth is his.

In the Bible, wisdom is more precious than any earthly nugget of metal. "But where shall wisdom be found? And where is the place of understanding? Man knoweth not the price thereof; neither found in the place of the living. The depth saith, not in me: and the sea saith, not in me. Cannot be gotten for gold, neither shall silver be weighed for the price thereof. It cannot be valued with the gold of Ophir, or with the precious onyx, or the sapphire. The gold and the crystal cannot equal: and the exchange of it shall not be for jewels of fine gold. No mention shall be made of coral, or of pearls: for the price of wisdom is above rubies. The topaz of Ethiopia shall not equal it, neither shall it be valued with pure gold." (Job 28: 12-19) Gold Eagle Coins are beautiful to see and are a symbol of the vast riches and opportunities available in America. But, the beauty and value must be kept in perspective. If their popularity is any indication, Eagles must also be a joy to collect and keep.

Keep in mind, Gold Eagle Coins are a symbol of worldly wealth. And, the Bible says that putting hope in worldly wealth is wrong because worldly things are so uncertain. Instead put hope in God who provides everything for earthly enjoyment. The Bible also says to do good things and to be rich in good deeds. Also, share and be generous. Jewels, gems, and other precious metals have been prized and sought by people of just about every society practically since the beginning of time. People have been killed for possessing riches, and people have died seeking the precious metal. Greed is the one word that best symbolizes the conquest. Jewels have been idolized throughout history. And, the Bible says there must not be any form of impurity or greed. A greedy or impure person is considered an idolater with no inheritance in the kingdom of Jesus Christ or God.

View the original article here

Rhodium Bullion

Except for occasional market fluctuations, rhodium bullion is the most expensive precious metal in today's economic climate. With important technological discoveries and advancements requiring the use of the platinum group metals (PGMs), rhodium prices have soared to staggering levels in the past five years. The history of rhodium, whose chemical symbol is Rh and atomic number is 45, stretches back two hundred years to the beginnings of the nineteenth-century, another exciting time of scientific achievement in several different fields. British scientist William Hyde Wollaston (1766-1828) discovered rhodium from platinum ore about a year after discovering palladium, another platinum group metal. Wollaston wrote in his notebook on June 14, 1804 that he named the metal after its "rose-coloured residue." The Greek word "rhodon" means "rose." The announcement of the discovery was made to the Royal Society ten days later on June 24, 1804. Wollaston himself developed a palladium-gold alloy that was used in sextants and a rhodium-tin alloy that increased the durability of the tips of pen nibs. The scientist also made advancements in such burgeoning fields as electricity, optics and photography, astronomy, and mineralogy (just to name a few). The Geological Society of London established the Wollaston Medal in 1831 to honor the annual outstanding achievement in geology. Though first made of gold, the medal has been made of Wollaston's other discovery, palladium, since 1930.

Like other precious metals, rhodium bullion is usually measured in troy ounces, a measurement which is slightly heavier than a liquid ounce. Like platinum and other platinum group metals, the hard, silvery-white rhodium is resistant to corrosion and has invaluable electrical conductivity properties. It's used as a hardening agent in platinum and palladium alloys in such applications as aircraft spark plugs, laboratory crucibles, a filter for mammography systems, optical instruments, and autocatalyst applications. White gold and platinum jewelry are enhanced by the reflective white surface that rhodium plating provides, known as rhodium flashing in the jewelry business. The finish is also used for mirrors and search lights. The people at the Guinness Book of World Records have found the most imaginative use for the "rose" metal. In 1979, they presented a rhodium-plated disc to Sir Paul McCartney for his songwriting and recording achievements. They just didn't think an award made from mere silver or gold was worthy enough for the former Beatle.

A small quantity of rhodium bullion comes from Ontario's copper-nickel sulfide mining area in the Sudbury region. Though the amount is small, the cost of recovering the bullion is relatively low because so much nickel ore is processed from these mines. Traces of the bullion are usually found in deposits of platinum and palladium ore. Sixty percent of the world's supply comes from South Africa deposits. The Ural Mountains of Russia are another major source, but the political climate of that region affects rhodium prices. So does the unyielding economic law of supply and demand. South Africa production increased due to the high prices of the platinum metals group in the late 1980s. The increased supply on the market then caused declining prices in the 1990s. But prices have been increasing since the late 1990s because of supply interruptions in the Ural Mountains region. In March 2003, rhodium prices were at about $300 per troy ounce. Five years later, in March 2008, the cost per troy ounce is hovering around $9,000. Those hoping to make a fortune investing in precious ores may be too late. Only time will tell if these kinds of price increases will continue in the near future.

The phenomenal increase in the platinum group metals has had a criminal side-effect. Catalytic converters are being stolen nationwide, especially from beneath vehicles that have a high clearance such as trucks and sports utility vehicles. The catalytic converters are anti-pollution devices that cost automobile owners about a thousand dollars to replace. But the thin coating of the platinum group metals on these devices brings about $200 apiece on the scrap metal recycling market. Since it only takes a couple of minutes to remove a bolted converter from beneath a vehicle, it doesn't take a motivated thief long to come up with some serious cash. Of course, this isn't a recommended way of making money from precious metals. The apostle Paul had this to say to the Christians at Ephesus: "Let him that stole steal no more: but rather let him labour, working with his hands the thing which is good, that he may have to give to him that needeth" (Ephesians 4:28).

With the real estate market in a slump and fears of an economic recession, many investors are looking to the bullion market as a solid investment option. People who had no idea how to invest in precious metals a few years ago can now find a wealth of investing information on the internet. The buying and selling of such precious metals as gold, platinum, or rhodium bullion have been made easier as investors can make purchases with a click of the mouse. Like all transactions, though, buyers need to do enough research to know that they are buying from reputable dealers. Investors also need to remember that rhodium prices can go down as quickly as they go up. Though precious ores have an intrinsic value, a $9,000 investment made today could easily drop back to $300 in a relatively short time. As with all investment options, some risk is involved. The savvy investor does thorough research before making investment decisions.

View the original article here

Precious Metal Investing

Precious metal investing is one way an investor can try and make a profit even when the stock market is down or other forms of investment tools are not performing well. This particular type of doing business is not for the faint of heart and takes a great deal of market intelligence in order to make a living. Precious metals, among them uranium, platinum, gold, silver and titanium have a specificity to their actual supply, and while they all have been mined for decades or centuries, there is a limit as to how much can be brought out of the earth each year. When the demand for these resources outpaces the supply, the price for them goes up. With the addition of India and China as major players on the world's list of consumptive nations, the demand for these products shows a strong tendency to keep rising. Therefore, the shrewd player in precious metal investing has an excellent opportunity to cash in on these metals' continued price rise. Consider gold for example, the great centuries old symbol of earthly wealth. For a beginner in precious metal investing, the safest form of gold investment is probably in the nationally minted gold bullion coins that countries such as the United States, Australia, Canada and South Africa mint each year. The standard is the one ounce gold bullion coins that are guaranteed by each government to contain one ounce of pure gold. In most cases, these coins are priced at about one hundred dollars above the going rate for market gold, although there are some precious metal investing dealers or individuals willing to sell them for less. Investing in gold is all about believing whether or not the demand for this metal will continue to rise in the years to come.

Because of new wealth being discovered in countries around the world, places to spend that money are being searched for on a regular basis, and silver jewelry is now in demand more than ever. This jewelry is affordable and can fit in the budgets easily of new consumers flush with cash. Additionally, silver is also the best conductor of electricity and so at low prices can also be a substitute for lead, one of the banes of the green movement across the world, particularly in Europe. Precious metal investing in silver is beginning to look promising after a long hiatus from the commodities investor's portfolio. Investing in anything takes some courage to try and figure out what the future holds and fear, panic, uncertainty and alarm can often fill our hearts. But the Christian holds on to Him that never changes: "God is our refuge and strength, a very present help in trouble. Therefore we will not fear though the earth be removed and though the mountains be carried into the midst of the sea." (Psalm 46: 1, 2)

Platinum often supersedes gold in value and is another of the resource commodities traded daily in the market. It is of high interest to those involved in precious metal investing and appears to rise and fall with gold in value. While it was once worth as much as eight times the price of gold, the metal has now bubbled just a little higher on the daily value list than gold. The metal has a very large and diverse list of uses, making it more in demand than gold. Just as gold can be purchased in the form of nationally minted coins, so can platinum be purchased in this form. And while a small amount of coins could be kept in one's house for dire emergencies such as bank failures, long term blackouts and identity theft, it is suggested, just like other precious metal investing, to limit large precious metal investments to mining interests.

There are two types of precious metals that will have large impacts on present and future values and profit making potential. Titanium and uranium have tremendous precious metals investing possibilities because of the industrial demand that will continue to climb. Titanium has a very large importance in the aircraft manufacturing industry and airplane orders from China seem to be driving the price of titanium higher. Golfers can now dream of thos booming drives now made possible with oversized drivers made with titanium. Hip replacements are often made with titanium, a metal no rejected by the human body. But as in everything else, the world economic conditions can quickly drive titanium prices lower or higher and one should have a real handle on this particular metal's place in the market.

If America is going to disembowel itself from the seemingly impossible hold of oil, it will not come from wind and solar, at least not in the next forty or fifty years. Wind and solar are not only expensive, but they cannot produce the quantities of energy the country needs. Nuclear power will be the short term answer to America's weaning process away from fossil fuels, and thus investors are getting interested more and more in uranium, an absolute essential in the coming nuclear plant construction frenzy that is bound to occur. This metal trades by the pound and investment and has gone up in price for constantly for a number of years. Profiting in this kind of precious metal investing takes a great deal of education and experience. Those investing in this type of metal are likely to have interests in the large mining companies that specialize in uranium.

View the original article here